Hello, we've been working on a flexible benefits tool, basically you can tailor benefits through HSA, FSA/Allowance accounts tailored to each individual/department across 20+ categories, we handle the claim processing part as well, moreover you can rollover funds, add dependants and a lot more great features, i wanted some feedback from HRs here and also get some early adopters to try us. Feel free to reach out to me for a demo!